Discover a different way to think about investing
If you've ever wondered how to make your money work harder, how to create income from your investments, or how to build something for the future without becoming a full-time trader — this webinar is for you.
In Creating Overflow, I share the ideas and lessons that changed the way I think about investing.
I began learning because my husband and I realised our retirement savings were not going to be enough. I spent years learning about shares, cryptocurrency, trading, passive-income platforms and other investment strategies. Along the way, I made mistakes, lost money, encountered a scam, found investments that worked well, and gradually developed a system for how I wanted my money to work.
That system became Creating Overflow.
In this webinar, I will explain:
- the difference between investing for capital and investing for income
- why I did not want to rely entirely on buying investments and hoping their value increased
- how earnings from one investment can be used to help build another
- why recovering your original capital is an important part of my approach
- why diversification matters
- how cryptocurrency has created financial products and opportunities that did not previously exist
- the safety principles I use when looking at investments
- how the Creating Overflow Waterfall works

The Creating Overflow Waterfall — the strategy, visually.
This is not a promise of easy money or guaranteed returns. Investing always involves risk.
The purpose of the webinar is to help you understand the strategy, the thinking behind it, and the possibilities it may offer — so you can decide whether you'd like to learn more.
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Risk & Disclosure
Creating Overflow shares personal experience and the strategy Carolyn uses. It is general information only and is not personal financial advice. All investing involves risk, returns are not guaranteed, and you can lose some or all of the money you put in. You are responsible for your own decisions — do your own research and consider seeking licensed advice before you invest.
Some platforms Carolyn uses may offer referral rewards. Where this applies, it is disclosed clearly and never affects what is recommended.